ALLIANCE LEGAL NOTICE

COPYRIGHT

The content contained in this Website, including but not limited to all design, text, sound recordings, and images, is owned, except as otherwise expressly stated, by Alliance plc or one of its subsidiaries (“Alliance”). Except as otherwise expressly stated herein or to the extent permitted by law, the content may not be copied, transmitted, displayed, performed, distributed, licensed, altered, framed, stored for subsequent use, or otherwise used in whole or in part in any manner without Alliance’s prior written consent. Users of this site may be permitted to download certain material posted on this site (e.g. white papers). When using downloadable materials, all copyright, trade mark, and other proprietary notices must be kept intact and remain in effect.

TRADEMARK

he trademarks, service marks, trade names, and logos (“Marks”) associated with this Website are owned by Alliance, or third parties who have authorized their use.

Nothing contained on this Website should be construed as granting any license or right to use any Mark displayed on the Website without the written permission of Alliance or such third party that may own the Mark. Misuse of any Marks, or any other content, displayed on this website is prohibited.

CONTENT

Alliance makes no representations about the suitability of the content of this site for any purpose. All content is provided “as is” without any warranty of any kind.

ALLIANCE HAS NOT MADE AND DOES NOT MAKE ANY WARRANTY OF ANY KIND WHATEVER, EXPRESS OR IMPLIED, WITH RESPECT TO THE CONTENTS OF THIS SITE; AND ALL IMPLIED WARRANTIES OF MERCHANTABILITY, TITLE, NON-INFRINGEMENT AND FITNESS FOR A PARTICULAR PURPOSE ARE HEREBY DISCLAIMED BY ALLIANCE. ALLIANCE WILL NOT BE LIABLE TO ANYONE WITH RESPECT TO ANY DAMAGES, LOSS OR CLAIM WHATSOEVER, NO MATTER HOW OCCASIONED, IN CONNECTION WITH ACCESS TO OR USE OF THE CONTENTS OF THIS SITE. IN NO EVENT SHALL ALLIANCE BE LIABLE FOR ANY SPECIAL, INDIRECT, EXEMPLARY OR CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER, INCLUDING BUT NOT LIMITED TO LOSS OF USE, DATA OR PROFITS, WITHOUT REGARD TO THE FORM OF ANY ACTION INCLUDING BUT NOT LIMITED TO CONTRACT OR NEGLIGENCE OR OTHER TORTIOUS ACTIONS, ARISING OUT OF OR IN CONNECTION WITH THE USE, COPYING OR DISPLAY OF THE CONTENT.

While Alliance believes the content to be accurate, complete and current, there may be inadvertent technical or factual inaccuracies and typographical errors and Alliance does not warrant that the information is accurate or complete or current. It is your responsibility to verify any information before relying on it. At any time and from time to time Alliance may make changes in the products and/or services described herein, however, Alliance makes no commitment to update the information and expressly disclaims liability for errors or omissions in it.

LINK TO OTHER SITES

Some of the sites listed as links herein are not under the control of Alliance. Accordingly, Alliance makes no representations whatsoever concerning the content of those sites. The fact that Alliance has provided a link to a site is not an endorsement, authorization, sponsorship or affiliation by Alliance with respect to such site, its owners or its providers. Alliance is providing these links only as a convenience to you. Alliance has not tested any information, software or products found on these sites and therefore cannot make any representations whatsoever with respect thereto. There are risks in using any information, software or products found on the Internet, and Alliance cautions you to make sure that you completely understand these risks before retrieving, using, relying upon or purchasing anything via the Internet.

RECOMMENDATION DISCLOSURE

Alliance Insurance Brokers, including all of its affiliates, maintains relationships with clients and business partners around the world. When Alliance recommends or mentions a product or service provider, it is possible that the product or service is being offered by one of Alliance’s clients or business partners.

Alliance maintains a strict Code of Business Conduct covering many topics, including antitrust and competition law, conflicts of interest, anti-bribery, privacy, financial reporting, compliance with trade restrictions, protection of confidential information, and compliance with all laws and regulations applicable to the conduct of our business. Alliance also files necessary disclosures with all governmental regulators.

If you have any questions about an Alliance recommendation or mention of another business entity (or about an entity with whom Alliance conducts business), please follow-up with your Alliance contact person. Alliance is committed to serving our clients in a transparent manner.

CLIENT DATA, COLLECTION AND USE

Alliance gathers data containing information about its clients and their insurance placements, including, but not limited to, names, industry codes, policy types, and policy expiration dates, as well as information about the insurance companies that provide coverage to its clients or compete for its clients’ insurance placements. This information is maintained in one or more databases.

Alliance may use or disclose information about its clients, if required to do so by law, Alliance policy, pursuant to legal process or in response to a request from law enforcement authorities or other government officials. In addition to being used for the benefit of Alliance’s clients, these databases also may be accessed by other Alliance affiliates for other purposes, including providing consulting, and other services to insurance companies for which Alliance or its affiliates may earn compensation.

Due to the global nature of services provided by Alliance, the personal information Client may provide may be transmitted, used, stored and otherwise processed outside the country where Client submitted that information.

For further information regarding Alliance’s data privacy practices, please see Alliance’s Privacy Statement.

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